Saving on Back-to-school Supplies Without Breaking the Bank
And just like that … beach bags get replaced by book bags, and it’s time for kids to head back to school. For many parents, that simple shift in seasons means a long list of to-dos — and expenses. From new shoes and clothes to notebooks and backpacks, getting kids ready can put real pressure on your wallet. In fact, a 2023 survey found that families expected to spend almost $900 on back-to-school shopping — and about 30% said they’d need to rely on credit cards to help cover the costs.
The good news? A little planning can go a long way. Here are five A+ ways to make the grade when it comes to back-to-school budgeting.
- Shop with a strategy. It’s tempting to just get everything in one big online order, but taking the time to comparison shop can save you a lot. Not everything has to be brand new or ready for the first day. See what you already have, then check local discount and dollar stores for basic supplies.
Sales pop up at different times, and some of the best prices aren’t always online. Be willing to pause and shop around — your budget will thank you.
- Take advantage of tax holidays and sales. Many states offer tax-free weekends on school-related items like clothing, supplies — and even laptops. Pair that with back-to-school sales and the savings can really add up. Each state has its own rules and dates, so check your state’s Department of Revenue website or ask your local retailers if they’re participating.
- Consider refurbished tech. If your student needs electronics, consider gently used or refurbished devices. Whether it’s a returned item or last year’s model, many still come with warranties and meet school requirements — at a much lower price point. Just be sure to buy from a reputable seller that offers a warranty.
- Swap instead of shop. You’re not the only one with growing kids and a pile of outgrown clothes and half-used supplies. Organizing a supply or clothing swap with other families can be a great way to refresh your stash for free. Or team up with other parents to bulk-buy items your kids’ whole class will need — like glue sticks, tissues or notebooks — and split the cost.
- Stick to a budget and talk about it. If possible, involve older kids in the budgeting process. Let them help make choices or set limits for non-essentials like trendy accessories or name brands. It’s a great way to begin teaching financial awareness — and demonstrate that being smart with money is a habit they can start when they’re still young.
- An A+ Back-to-school Budgeting Strategy
- With a little intention and teamwork, you can send your students back to school without overspending — and keep your budget on track all semester long. Every smart spending decision you make now is extra credit for your wallet later.